Florida Flood Insurance

Anyone who has been through a serious flood knows the severe damage that it can do in FL. It doesn’t even have to be a giant national disaster to warrant a flood policy – it can simply be the result of Florida’s rainy season. Protecting your home or commercial building from floods is crucial. It doesn’t stop with water damage; problems resulting from water can also include sewer backup and mildew.

Many people believe that flood coverage is included in their homeowners policy, but it’s not. In 1968, Congress created the National Flood Insurance Program to sell flood insurance separately from homeowners coverage in order to provide an insurance alternative to disaster assistance to meet the escalating costs of repairing damage to buildings and their contents caused by floods.

Especially in Florida, flood insurance is not something to go without. Besides paying for repairs to your building, it also includes expenses to pay for your damaged contents.

For more information on our Florida flood insurance policies, contact us today!