Call Us Today:
561.451.1550

Southeast Insurance Blog in Boca Raton and Fort Lauderdale, FL

 Click here to subscribe

Blog Post 5/23/16 

Preparing for Hurricane season

  • Be proactive not reactive and prepare now
  • Excellent information re: Hurricane Preparedness can be located at the National Hurricane Center’s website – www.nhc.noaa.gov/prepare/ready.php
  • Strongly recommend that clients complete an inventory of their contents (stored safely with photos and/ or video)
  • Strongly recommend flood insurance as the entire State Of Florida is a flood zone
  • Have all important papers stored safely
  • We have been fortunate the wind has not blown since Hurricane Wilma in 2005 and let’s hope we have another safe Hurricane Season

Blog Post 5/4/16 

June 1st is Hurrican Season

Tips and Reminders

  • Homeowners and renters alike benefit from keeping an up-to-date list of their property's inventory. Insureds should create and then periodically update such a list to protect themselves in the event of a loss.
  • Having an updated inventory list is essential to ensuring that you carry a sufficient amount of homeowners' or renters' insurance coverage. It can also make a difference in how efficiently your claim is processed in the event of a loss.
  • In addition to high winds and storm surge, hurricanes threaten coastal areas with their heavy rains. All tropical cyclones can produce widespread torrential rains, which cause massive flooding and trigger landslides and debris flows
  • Flash flooding, a rapid rise in water levels, can occur quickly due to intense rainfall over a relatively short period of time. For this very reason, we recommend that you purchase flood insurance for all of your properties.
     

Blog Post 4/13/16 

I visited with representatives from Senator (s) Rubio (R) and Nelson (D) offices along with representatives from Congressmen:  Murphy (D), Deutch (D), Posey (R) and Ross (R).

We had excellent visits. We garnered bipartisan, unanimous support on all of our issues and concerns.

Florida writes the most flood insurance policies in the country and is actually a donor State (more premium dollars than losses). The current flood bill expires in 2017 and we expressed and impressed upon all legislators how vital the National Flood Program is to our State. Eeveryone agreed with our position. It is of utmost importance that Congress work to reauthorize the flood bill before it expires. Representative Ross (R) and Representative Murphy (D) have co-sponsored a bill providing for private market flood insurance. We support their efforts.

 

Agriculture is the second largest industry in Florida. President Obama’s budget included $18B in cuts to that program over several years with a $3B cut this year. Our association worked closely with Congress and other grassroots efforts to quickly get that proposed cut removed from the budget. American farmers rely heavily on the ability to purchase Crop Insurance. It provides them the peace of mind that they will be covered in the event of a tragedy. Everyone we met with unanimously supported the current Crop Insurance program.

 

The Affordable Health Care act has drawn deep divisions in Congress. One portion of the bill that Florida representatives can agree on is “The Cadillac Tax”. “The Cadillac Tax” will tax business up to 40% of their health insurance premiums under certain circumstances. The result of the tax will be that fewer employers will be offering health coverage to their employees. This result will have just the opposite effect of what the Affordable Health Care Act intended. “The Cadillac Tax” which was supposed to be implemented in 2016 had been pushed back to 2018 and was recently pushed back to 2020. We along with the representatives we met would like to see the tax go away for good. 

 

Overall we had very successful visits and all of the items we were communicating on will be beneficial to the great citizens of the Sunshine State.

Blog Post 4/4/16 

Prepping for Congressional visits re: Insurance Industry Issues

In my role as National Director for the Professional Insurance Agents Of Florida, it is my honor/ pleasure to go to Washington D.C. annually and meet with members of Congress re: insurance industry issues.

 

Some of the issues that will be discussed:

  • Flood Insurance- re: the April 1 price increases and the availability of the private market offering flood insurance policies
  • Crop Insurance- re: the $18B budget cut to the program, which will adversely affect farmers. Agriculture is the second largest industry in the Sunshine State.
  • State Regulation of Insurance- this has always been the case and we believe this is in everyone’s best interest. Florida is very unique especially when it comes to property insurance and federal oversight would adversely affect the citizens of Florida. 
  • Tax Reform For Small Business- the cumbersome and costly taxation on America’s small businesses is adversely affecting growth and job expansion. 

 

Blog Post 3/30/16 

Changes are coming to the National Flood Insurance Program on April 1, 2016: 

The flood program is $24 Billion in debt due to the historic catastrophic events of Hurricane Katrina and Superstorm Sandy

The changes that will be taking place: 

  • Premium increases and surcharges will average 9% and will be limited to 18% on personal lines policies
  • Non-residential business properties could increase as much as 25%
  • Policyholders will receive a notification letter from FEMA (Federal Emergency Management Agency)
  • Subsidized rates on certain lapsed policies will be eliminated, so increases may vary 

Broward and Palm Beach counties have been newly mapped - as such some areas that were in “Preferred” areas will be moved to “Standard” areas and vice-versa.

The entire State Of Florida is a flood zone - below please view photos from the Delray Beach floods and Wellington Floods in 2013 - both areas were “Preferred” zones without requiring coverage 

 

 

We at Southeast Insurance recommend flood insurance for all of our clients!

Our Location

Southeast Insurance

19575 State Road 7
Boca Raton, FL 33498
Main office: 561-451-1550
Fax: 561-451-1561

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

Thank you Brian Samberg and the representatives at South East Insurance. Your commitment to your clients and their loved ones is above the standard of any insurance business as the customer service and knowledge is remarkable from each and every one of your staff. We thank you and offer you the highest recommendation.
- Priscila and Steven, L.
Southeast Insurances found me a great rate and saved me thousands on my homeowner's insurance. The personal attention was unmatched. I know I have an agent I can count on in any emergency.
- BJ S.
It is more my nature to write letters that complain about poor service. But this letter is quite the opposite. I have never and I mean never, been given such professional advice, great quotes, and personal service from any organization, as I did with yours. Brian, I am very proud that Southeast Insurance is my go to agency. If you ever need a reference please add me to the top of the list.
- Bruce L.
Insurance is insurance..something we all need. The one element that your company provides is the personal touch. This separates you from everyone else. This is special in the day when all we usually get are faxes and email
- Dr. Richard S.
I chose Southeast Insurance for my insurance needs because Brian took the time to explain in detail the benefits vs. cost of each of the policies that I had outstanding. In the past I have had to use many different companies without the personal service that Brian exemplifies. I would and have recommended him to everyone that has asked for help in this area.
- Eric R.
We have been a client of Southeast Insurance for many years and Brian has always come through with the best value on quality policies. The only thing they do better than their price is their customer service. They always make you feel like a friend and are willing to educate their clients on all their insurance needs. The best compliment you can give is a referral and over the years, we have sent Brian all of our friends and family.
- Danielle & Doug
I just had an experience with a brand new Lexus that was involved in an accident 5 days after purchase. Everything was a mess, the insurance hadn't been switched yet (my fault, hadn't called yet) the Dealership hadn't completed all the paperwork etc. I couldn't get answers from the Dealership body shop, Rental company etc. One call to Brian at Southeast and he personally (while with a client) spoke to the Body Shop Manager, the Hertz rental guy and Travelers and everything was taken care of instantly. I haven't had to do a thing but answer a phone call from Travelers. If you think there isn't a difference of having a great Independent Insurance agent (also got me the best price), Think again. It was one of the best decisions that I ever made!
- David Freidenreich
Great agency that has the client's needs at the forefront of the insurance process. I was able to refer a client from the north east that was taking over the financial responsibilities of a local parent and was concerned about the cost for the coverage provided through another agency. Not only did Brian and his staff respond within an hour, he was able to provide BETTER coverage at a more affordable rate. That is the beauty of having an independent agent who represents the best companies doing business in Florida and have the client's needs as the guiding principle of their business. Thank you for all you do and I will continue to refer clients from the "northeast" to Southeast Insurance!
- John Fear
Brian and his team are the Best! They are very professional, knowledgeable, and get the best deals. I recommend Southeast Insurance to all my friends.
- Doug Manolakos