How to File an Auto Insurance Claim
As a local and independent agency, we always have our clients' best interests in mind. We do what we can to protect those interests including giving you the knowledge you need to save money on your policy and file a claim effectively. On this page, we outline how to properly file an auto insurance claim in the event that your vehicle is in an accident, vandalized, stolen, or otherwise damaged.
What You Will Need
- Your policy provider's contact information (visit our providers page to find this)
- Your policy number
- The effective dates of your policy
Information about the incident including:
- Date and time it occurred
- Names and contact information of drivers, passengers, and witnesses involved
- Driver's license, license plate, and insurance policy numbers for all drivers involved (if the police are involved, this will be included in their report)
- Contact our agency as soon as it is reasonable following the incident and contact your provider immediately after
- In the event of an accident, even if it is not severe, it is a good idea to contact the police to have official documentation
- If your vehicle is damaged, take whatever steps necessary to prevent further damage to avoid costs which may not be covered by your policy. But do not initiate any other repairs on your own before they are approved.
- Keep receipts on any expenses related to your vehicle or medical treatment
- Thoroughly document the incident by taking photos and making your own notes
As always, let us know if you have any questions. While your coverage provider is ultimately responsible for approving and paying out your claim, we will be able to provide you with a quicker answer to most inquiries and potentially expedite certain processes on your behalf.